Financing with Our Dealership

Coggin Toyota at the AvenuesĀ takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.

We Make it Easy!

Competitive Rates

No Hassle Credit Checks

Flexible Payments

Should You Lease Your New Coggin Toyota at the Avenues Vehicle?

Leasing is a great choice for shoppers who like to drive a new vehicle and want to keep their payments low. Once your lease term is up, you can trade up for a newer model, buy it outright, or simply return it and walk away when the lease it over.

Benefits of Financing

Customers who intend to hold onto their vehicle for a while should consider a loan. Our flexible financing plans can get you into a new or used vehicle with terms that will reduce your overall costs while you build equity in your vehicle.

Flexible Credit Options

Coggin Toyota at the Avenues can help you get into the new or used vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle.

Frequently Asked Questions

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.
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Welcome to Our Financing Department

Do you need an auto loan? Are you interested in auto financing for a new Toyota, used car, or a Toyota lease?

At Coggin Toyota at the Avenues, we work with a variety of lenders who can offer you an auto loan for a new Toyota purchase, used Toyota purchase and Toyota leases. In Jacksonville, near St. Augustine, Orange Park, Jacksonville Beach and Ponte Vedra, Florida, you can turn to Coggin Toyota at the Avenues for great auto financing at competitive interest rates. If you are interested in purchasing a new 2011 or 2012 Toyota, or a used car, contact us today!

If you need a car loan in Jacksonville, near St. Augustine, Orange Park, Jacksonville Beach and Ponte Vedra, FL, visit us at Coggin Toyota at the Avenues or fill out an online finance application. By filling out an application you will get a better idea of where you stand in terms of obtaining a car loan, and can find out what your best financing options are.

Additionally, feel free to use our online payment calculator to see what your payments can be. You can even value your trade in on our website to get an estimated value of what your current car is worth. Additionally, check out our finance specials! These change all of the time, so check frequently or contact us at Coggin Toyota at the Avenues to find out more.

When you are ready to buy or lease a new or used Toyota, let us help you get into a car loan at a great rate. Contact us today! We look forward to assisting you with your auto purchase or lease.

Your privacy is important to us.

Coggin Toyota at the Avenues takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.

By providing your information or texting and calling us directly, you agree to receive manual, automated and pre-recorded texts, emails, and phone calls from Coggin Toyota at the Avenues, its parent company Asbury Automotive, and all affiliates including our manufacturer and distributor partners. These informational and marketing communications may be powered by Artificial Intelligence, tailored to give you the most guest-centric experience possible. Messages and data rates may apply.

We offer a variety of reasonable ways to opt out or unsubscribe from all communications including an opt-out form on our website. You can find this form in the navigation under the ā€œAbout Usā€ section labeled ā€œUnsubscribeā€, at the bottom of the homepage, or via our privacy policy page.

For more information, please visit our website privacy policy page or email us at privacy@asburyauto.com.

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  1. Coggin Toyota at the Avenues

    11340 Philips Highway
    Jacksonville, FL 32256

    • Sales: 904-337-6618
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Get in Touch

  • Contact our Sales Department at: 904-337-6618
  • Monday9:00AM - 7:30PM
  • Tuesday9:00AM - 7:30PM
  • Wednesday9:00AM - 7:30PM
  • Thursday9:00AM - 7:30PM
  • Friday9:00AM - 7:30PM
  • Saturday9:00AM - 7:30PM
  • Sunday11:00AM - 6:00PM